Category Archives: Healthcare

Bankruptcy-Coming to Your City Soon!

Image result for carmel by the seaCity Retirement Payments Cost Each Resident almost $1,200 per year, and this is rising rapidly…

Below is a letter to the editor I recently sent to the Carmel Pine Cone in Carmel, California.  The letter was in response to an article discussing the City’s current fiscal year payout of $4.5 million in retirement benefits for its retired employees.  I am posting that letter here as it applies to practically all cities, counties and States in America.  Politicians are burying this problem but you the taxpayer are on the hook for bill!  Go to your next city governing council and ask to see how much of their current budget is being paid out to retirees and what the long-term deferred liabilities are projected to be…

Letter to the Editor:  Carmel Pine Cone

Public Sector Path to Insolvency, Defined Benefit Programs: 

In last week’s Carmel Pine Cone, it was reported that payments to retired City employees could total $4.032,696, and that the City’s future contribution costs into the CalPERS, (California Public Employees Retirement System), will increase to unsustainable levels.  According to the League of California Cities, “Rising pension costs will require cities over the next seven years to nearly double the percentage of the general fund dollars they pay to CalPERS,” and for many cities, retirement costs “will dramatically increase to unsustainable levels.” Salaries and benefits already account for nearly 60 percent of the city’s operating budget, which is fairly typical.”  

The same insolvency spiral is being fed by an equally unsustainable program for public employee’s health benefit programs.  Between the two programs, many California cities are unable to staff vital safety departments, police and fire, and ensure the safety of their citizens.  In short, California Cities, Counties and the State itself is on a sharp downward spiral towards insolvency! 

How did this happen?  In the 1970’s, the League of California Cities and California State Association of Counties began dealing with the rapid unionization of its public employees that was being promoted and supported by the first Jerry Brown set of 8 year terms.  As a Mayor of a California City in the 1970’s, I was directly involved in the LCC discussions on how to best structure benefit programs and how to negotiate these programs with the unions, primarily, AFSCME, (American Federation of State, County, and Municipal Employees).  There were those of us who vehemently opposed the union preference to DEFINED BENEFIT PROGRAMS, programs where the local entity guarantees its employees a fixed amount of retirement or health benefits.  We lost out to the union and those cities that supported defined benefit programs.  We supported the concept that is prevalent in the private sector described as DEFINED CONTRIBUTION PROGRAMS, where the benefits are not absolute but the amount a public entity was responsible to pay in was fixed or at least subject to negotiation.   So, rather than guaranteeing an employee a percentage of their salary prior to his or her retirement, we would have contributed a set dollar amount into the employee’s retirement account, like a 401K.  For health benefits, we would pay a fixed amount towards healthcare premiums rather than having to pay into a healthcare group where the City’s costs were dependent on the overall costs of the healthcare group.  Many of these groups are run by the unions.   

Blame Your Elected Officials:  The main reason today’s Cities, Counties and the State itself are being choked with rising retirement and healthcare mandated costs are the fault of the elected officials.  (Employees will take whatever these entities are willing to provide!)  Why?  Elected officials are usually in their positions for a relatively short time so they take a short view of their own responsibility for future results.  In the 1970’s, it apparently was too difficult for some elected officials to see that in 2018 their City budget would be swollen to the point of insolvency by mandated retirement and healthcare programs offered to its employees.  Adopting Defined Benefit Programs, rather than Defined Contribution Programs, made it easy to negotiate with the unions and to keep its employees happy.  The taxpayers never really knew the level of deferred liabilities that were being accumulated as the public entities did not publish data on this pending financial catastrophe.   

Today, Cities are bound contractually to live up to their commitments to past and current retirees and to pay for the unbound healthcare costs of its current employees.  Where is all of this leadingWho cares?  That will be the problem for future City Councils, Boards of Supervisors, and the future Governor and State Legislature!  Right?  Wrong!   The taxpayers better wake up today and demand that their local and State governments own up to their current problems with unfunded liabilities and  determine how they can “fix” this problem for our future.  Is this a problem for today’s residents?  You bet!  With upwards of 60% of a city’s budget going to pay past employees, that means that a city or county only has 40% of its budget to support today’s needs!  In real terms, this translates into fewer patrols of county neighborhoods, fewer city police and fire to be available to protect its city, and fewer dollars to maintain roads, sewers, and other needed infrastructure! 

Solution?  Cities, Counties and the States better renegotiate their current contracts and change these programs to Defined Contribution versus Defined Benefit Programs for all new employees, and even renegotiate with its current employees especially for future healthcare benefits.  They should also be open to its taxpayers and tell them how much they owe in unfunded liabilities and the fiscal impact on the city or county.  It is the taxpayer’s money, and not the money of the local officials!  The unions will scream but in the end local officials are accountable to their citizens and not the public employee union or even their own employees.  This problem will not go away without real action by local officials.  If local officials do not deal with this now, one day soon they will have to explain to their citizens why garbage pickup will only be once a month or why they have to file bankruptcy!  That won’t be a fun conversation, especially in affluent Carmel!

RD Pierini

@RDPierini

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Idaho The Leader In the Demise of Obamacare!

The Great State of Idaho is now not only the most beautiful State in the Union but now it is the BRIGHTEST!  Not only are we a “liberty first” State, we are now the State leading the way for other States to join with us in Repealing and Replacing Obamacare by IGNORING IT!  By allowing for free markets and free citizens and families to chose the type of healthcare insurance they want, not what an overreaching Central Government thinks we NEED!

Idaho Governor Butch Otter signed an Executive Order in January of 2018.  The EO directs the Idaho Department of Insurance to allow insurers to create insurance plans that do not comply with Obamacare rules but serve the needs of Idaho citizens!  Novel Concept!

In defending this EO, the Governor stated:

“Congress and President Trump have eliminated the individual mandate requiring all Americans to buy Obamacare plans or face financial penalties.  That means we will no longer be penalized for buying coverage that doesn’t meet all the Obamacare rules.”

“We have been waiting patiently while Congress has been unable to find a solution and Idaho families have been forced to buy products that are too expensive and loaded with benefits they don’t want or need.  Now the door is open for states to pursue our own reasonable solutions.”

Enter the Legal Beagles.  A law professor at Washington and Lee University, Tim Jost,  questioned the constitutionality of the Otter EO.  “States can’t say we’ve decided we’re not going to follow the federal law anymore.  We tried that in the 1860s and it didn’t work.”  Mr. Jost’s drawing an equivalency between slavery and Obamacare mandates is actually somewhat true, but in the negative!  It would be like the Federal Government MANDATING Slavery rather than abolishing slavery!  Also, just to be clear, the 1860 issue was over the States right to severe its membership in the Union.  In this instance, it is over the States rights to govern its citizens concerning matters not specifically attributed to the Federal Government by the US Constitution!  Keep in mind, less than a 3.6 percent of the American Citizens are actually enrolled in Obamacare!  Obama himself had kept Obamacare from being universally implemented by annually granting exemptions to private employers, labor unions and many others.  Obamacare is not the “law of the land” as it has not been implemented by its namesake!

Being a recent escapee from the Communist Socialist Republic of California, the Idaho EO is a breath of fresh air.  Leaving the lawlessness of California behind, and its self-described Sanctuary State designation that pits illegal immigrants against its own citizens, and its flagrant flouting of the Federal laws against Marijuana and others, Idaho standing up for the rights of its citizens to seek and buy, or not, healthcare insurance that suits their needs, is the epitome of Constitutional Protections under the Tenth Amendment.  

Whether the legislatively prone Chief Justice John Roberts will concur with Otter’s EO or not, may be known in the next session of the Supreme Court beginning in October of 2018.  But, Roberts had no problem taking rights away from US Citizens in his idiotic justification for the Obamacare “Tax” and “Mandates”, that Obama said was not a tax, so maybe he will “right” his wrong and vote to uphold the rights of US citizens…

Regardless, as a recent immigrant to Idaho, I am proud of my new State, its people, its government, and our new domicile in Coeur d’Alene.  Hopefully, other states will see that standing by their citizens and their rights is worth taking on the courts and perhaps the Federal Government.  I doubt that the Trump Administration would join in a lawsuit against Idaho for trying to kill Obamacare!  Governor Otter may even receive a medal from President Trump!

RD Pierini

 

Hat Tips:

http://thehill.com/policy/healthcare/367672-idaho-governor-signs-order-seeking-to-roll-back-obamacare-rules

https://www.healthinsurance.org/idaho-state-health-insurance-exchange/

http://www.chicagotribune.com/business/ct-biz-obamacare-enrollment-numbers-20180207-story.html

Trump’s Immigration Proposal-Chill Out! Understand the Plan First!

See the source image

Trump struck a nerve on the Right and the Left when he had Steven Miller announce his Border Wall/DACA/Immigration Plan yesterday.  Given both wings have slammed this proposal, actually gives this plan more, not less, merit!  Pelosi/Schumer and Ted Cruz all hit the mics to thump their chests and condemn the President’s plan!

But, What are the Facts?

Amnesty Vs Path to Citizenship:

The right is clamoring that this plan is Amnesty for 1.8 million DACA candidates.  Any plan to them is equal to amnesty.  When you press them, they say that rather than amnesty, the DACA candidates should get in line like every other immigration applicant.  OK, I agree, but so does Trump!  An immigration applicant files for immigration then undergoes a medical, criminal, and other forms of background checking.  This takes anywhere from 6 months, if you are married to an American citizen, to 3 years plus. 

TRUMP IS PROPOSING THAT THE DACA CANDIDATES WAIT 10-12 YEARS TO BECOME A CITIZEN DURING WHICH TIME THEY UNDERGO THE SAME BACKGROUND CHECKS AND PROVE THAT THEY ARE ELIGIBLE TO BE CONSIDERED AS A DACA CANDIDATE.  Further, during this period, the candidates can be rejected if they enroll to receive any type of government subsistence; or, if they commit a crime; or if they return to their “home” country without permission.

The right is apoplectic about the 1.8M DACA candidates that were included in the President’s plan.  CHILL!  The 690,000 DACA candidates are those who enrolled in the DACA program.  No one really knows but it is estimated that there are another 1.2M potential DACA enrollees who have not signed up yet.  Before you start screaming, “They had their chance”, there is a small roadblock called the US Constitution and its Equal Protection clause.  If a person otherwise qualifies as a DACA Candidate but did not sign up, the likelihood is extremely high that the Supreme Court would allow those people to enroll in DACA.  You may say that they are not citizens and have no rights.  Sorry but since they are in the US and have been residing here they to inherit constitutional protections.  It may be that rather than there being an additional 1.2M potential DACA enrollees, it may be less, it may be more.  But, the President realistically included actual and potential candidates.  Would you rather have this or have him lie to you and in the end you find out there were really 1.8 applicants!  

Since the President is putting a 10-12 year period restriction on the DACA candidates, I would think they would return to their parent’s home country and apply for citizenship!  It may be faster if this plan is adopted!  Since the President put in a 10-12 year implementation plan, this satisfies the BORDER SECURITY FIRST crowd!

$25 Billion for the Wall and Border Security

President Trump’s plan calls for $25Billion to be set aside, and not subject to future Congressional rescission, to build the wall, add more border agents, provide for additional security enhancements to the Southern and CANADIAN borders, and build border courts.  The President knows that he may or may not continue to have Republican majorities in the House and Senate and wants the funding to be set in stone.  Plus, he knows that he cannot implement all of the needed Wall and security changes in one or two budget years.  He does not want to take a chance on having Congress playing games with this funding.  Republicans or Democrats!

Chain Migration

President Trump included an end to chain migration and will ask that it be replaced with merit based migration requirements.  The only vestige to chain migration will be that an approved immigrant can bring his or her spouse and their children.  This also applies to the DACA candidates.

Visa Lottery Program:

The President is proposed that this program be eliminated totally.  As stated above, visa applicants will be subjected to merit based scrutiny and be required to meet specific criteria that documents that they will be contributory to the US economy.  More later.

Port and Northern Border Security

The President is also proposing measures to beef up port security to eliminate incoming illicit drugs and human trafficking.  These same measures will be put in place along our Canadian borders that span approximately 5,500 miles!  Just think how easy it is to cross the great lakes from Canada and enter the US!  Not hard!

Other Provisions:

Before we finish up with the other provisions, what Trump is actually doing is comprehensive immigration!  If he gets most of what he will finishing outlining next week, there were be few if any real major issues remaining regarding our immigration policy.  But, don’t tell the Left or the Media!

Legal Immigration:

The President will cut back on the numbers eligible to be approved to come into this country.  The President is slowing legal immigration to allow time to assimilate all of the chain, lottery, and refugee immigrants that have come into this country in the past 15 years.  He want to make sure we can ensure that hot pockets of unassimilated immigrants are successfully melded into our society and our economy.  He also wants to make sure that during the growth of our economy, that AMERICANS, not immigrants have priority to receive the newly created jobs!

The President is also proposing to crack down on legal Visa overstays that are the largest contributor to our illegal immigration.  As part of his border security provisions, he will be implementing tacking and apprehension policies to eliminate Visa overstays.

The President will also be proposing to beef up and require the use of E-Verify.  I am not sure if he will not only require private sector employees to use E-Verify, but he should force government welfare agencies, State Food Stamp agencies, and other governmental agencies who approve subsistence or healthcare assistance to use E-Verify.  Once the wall and other security policies are put in place, this will ensure that anyone who sneaks through will be caught by E-Verify and asked to leave or be prosecuted.

There will be other details that will be released next week and as they are I will update this post.  But, take a deep breath and take conservative and liberal media with a grain of salt when they rail against the President’s proposal.  Also, remember, final legislation is up to Congress.  So, when I hear Ted Cruz and other condemn this proposal, I would remind them that the President is trying to get YOU TO DO YOUR JOB AND COME UP WITH A BILL YOURSELVES!  It is easy to run up to a mic and complain. 

Actual work is hard, that is why it called work!

If the President can get his proposal through Congress, he will once again accomplish something no one has been able to do since before 1966, solve many immigration issues and secure this great nation.

 

RD Pierini

@RDPierini

 

Hat Tips

http://www.foxnews.com/politics/2018/01/25/trump-immigration-proposal-could-provide-path-to-citizenship-for-1-8-million-in-us-illegally.html

http://thehill.com/blogs/blog-briefing-room/370811-heritage-calls-trump-immigration-proposal-a-non-starter

 

 

 

Republican Healthcare Fiasco-Separate Medicaid

Image result for Healthcare beaucrates cartoons

Republicans seem hell-bent on allowing the Left and Obamacare to define the parameters of Healthcare reform.  The Republicans ALWAYS follow the Left’s lead and allow the libs to define the argument!  This has to change, NOW!

ELIMINATE MEDICAID IN OBAMACARE REPLACEMENT

The Obamacare replacement should only focus on “private” insurance coverage whether purchased directly by individuals or provided by employers as a benefit to their employees. 

MEDICAID has nothing to do with private insurance and was enveloped in Obamacare to provide a transition template for the left to make Obamacare a single payer system.  This is the ultimate goal of the left!

MEDICAID should be addressed in separate legislation as is Medicare, Social Security etc.  MEDICAID is a welfare program intended to provide medical coverage for the poor even though Obamacare included those earning 4 times the poverty level aspoor”.  The chart below shows the poverty level for various household sizes.  The far right column shows the income level for those earning 4 x the poverty level:

According to this chart, a family of 4 earning $96,400 is eligible to receive benefits under MEDICAID.  This puts MEDICAID under Obamacare in an entitlement program category all its own.

Address Private Coverage Only in the Obamacare Replacement Bill

What is left?  

  1. Repeal Obamacare in its entirety leaving MEDICAID as a standalone program as it should be.  Medicare and VA healthcare was not part of Obamacare and MEDICAID should be excluded as well.
  2. Interstate Insurance:  Allow for Insurance companies to compete across state lines.
  3. Demand Driven Policies:  Allow Insurance companies to create a menu of bundled services into health insurance plans for both individuals and employers.  Self-Insured employers would be free to create their own plans.
    1. Plans could range from lower cost umbrella plans to comprehensive plans with optional add-ons.
  4. Lowest Price Medications:  Pharmaceutical companies would have to provide medications to patients at the same cost as they do to their lowest cost customers around the world.
  5. Expand Health Savings Accounts:  Health Savings Accounts should be expanded and considered part of the individual’s estate.
  6. Healthcare Premiums Deductible:  Taxpayers should be able to deduct the cost of their health insurance from their income taxes!
  7. Pre-Existing Conditions:  A federal pool would be created to cover individuals with pre-existing conditions.  
    1. It should be noted that only 1.5 million people or .4% of the population have pre-existing conditions! 
    2. The pool would be allocated to States according to population with actual dollars given out for actual coverage and any funds not used would remain in the pool. 
    3. Expenses would be tracked and reported separately.
  8. MEDICAID as a program should be dealt with separately.  Reductions in increases, block grant amounts, eligibility etc. should be kept separate from the Obamacare replacement. PERIOD.

The Obamacare replacement bill then would be pretty straight forward and get the government out of  healthcare for private individuals and businesses.  The free market would be freed to function and provide only the services that people want.

Health Cost Curve:

Cost Curve:  Health costs have been rising steadily since Medicare was created back in 1966.  Medicare created a complicated, and illogical, reimbursement methodology that has nothing to do with cost containment.  Medicaid has further complicated reimbursement systems and have served to only increase medical costs.   Medical providers should be required to publish their services and fees and the federal government should receive the lowest cost from these providers.  Rural providers could be required to charge no more than what is charged by the nearest metropolitan city.   

Government Claims Processing:  All single payer government healthcare claims (Medicare, Medicaid, VA) processing should be outsourced to companies like American Express to eliminate waste, fraud and abuse by unscrupulous providers.

Mal-Practice Insurance: Medical mal-practice should be limited to $250,000 per occurrence which will help control the providers costs that should be passed through in terms of lower fees.

FDA Reform:  If the Federal Drug Administration (FDA) certifies a drug safe for distribution, the total drug manufacture’s liability would be limited to $500,000,000.  The FDA regulations and procedures should be reviewed and streamlined to shorten the time to market for new drugs.  

Image result for dead patient cartoon

Alas this is probably too simple for power-hungry Washington DC.  Their lobbyist and personal power trips would derail the simplification of our healthcare system now that Medicare and Obamacare have moved healthcare  far to the left of center towards a total national single payer system.  

 

RD Pierini

@RDPierini

 

KKK Leader Rule Still Hamstrings American Voters Wishes

Image result for robert byrd kkk

Robert Byrd:  The Byrd Rule was named after former Klansman and US Senator Robert Byrd.  The Byrd Rule basically laid out the rules surrounding what could and could not be included in “budget reconciliation” and where specific inclusions could be subject to the 60 Vote cloture procedure in the Senate.  It was a further move to insure that a 40% minority in the Senate could thwart the will of the people and the majority of the people’s representatives…

The bottom line, any use of the need to have 60 out of 100 Senators vote to stop debate in the Senate is asinine in the modern era.  

A simple majority of Senators, 51, should be sufficient to represent the will of the people.   This 60 vote filibuster requirement is not a part of the Constitution but merely a Senate “Rule” that was created by the Senate and can be changed or eliminated by the Senate.  The irony of the practice of requiring a 60 vote for stopping the use of filibusters to kill legislation was used extensively by Southern Democrats to kill Civil Rights Legislation!

Paul Ryan Using, or Hiding Behind the 60 Vote Rule?: 

Ostensibly, the demise of the repeal of Obamacare and the replacement of Obamacare fell prey to the 60 vote idiocy of the US Senate rules, including the bill killing Byrd Rule.  Ostensibly, the way the repeal/replacement was structured by Paul Ryan was to circumvent the arcane Senate requiring 60 votes to overcome a fake filibuster by using the Budget Reconciliation Rules of the Senate and thus prohibiting a MINORITY of Congress, specifically the Senate, to kill the Obamacare replacement. 

Was Ryan trying to use the Senate Rules to really pass a viable replacement of Obamacare or was he hiding behind the Senate Rules to insure that the RINO goals of keeping big government in charge of health care?  Only the very few members of the Ryan leadership team really know the answer. 

The sad part is that the American People, who supported the Republican take back of the House and Senate and in November of 2016 the election of Donald Trump who ran on the repeal and replacement of Obamacare, are the losers.  Once again we counted on our Government to do their job and follow the will of the people.  Instead, Ryan and his cronies cow-towed to the will of big insurance, big pharma, and other interest groups to thwart the American People.

What is the Real Lesson?:

The real lesson that the American People have learned in watching this exercise of insanity is that the 60 Vote Cloture rule to end debate and allow a vote on a bill, whether subject to the budget Byrd Rule or not, has to be changed. 

We realize that the 60 vote rule does not make the Senate a great deliberative body but rather a slave to minority rule.  Period!

Same goes for confirmation of Presidential judicial appointments.  a simple 51 vote majority must be implemented or key judicial appointments can be derailed by 40 of the 100 Senators. 

The other use of the 60 vote rule is to try to hide behind a procedure to make themselves look good when they know full well that their vote is a farce.   All of the votes to repeal Obamacare by Republicans have been done with full knowledge that the Senate did not have the votes to stop a filibuster or last year’s when the House and Senate Republicans knew that Obama would veto the repeal vote.  But how many times have you seen Ryan and other puff out their chest and say that they voted to repeal Obamacare but X, Y, or Z stopped it from happening.  GET A MIRROR.  THE HOUSE AND SENATE REPUBLICANS, CONSERVATIVE AND RINO, HAVE ALLOWED THIS FARCE TO CONTINUE SO THEY CAN HIDE BEHIND CIRCA MID 1800’S RULES WHEN CAMPAIGNING FOR OFFICE.

Somehow, we need to force McConnell to repeal the Senate Rules to allow for majority rule.  Ryan and all Republican elected officials need to stand behind this change or nothing will ever change.

Some will say that when the Democrats are in power, they will use this Senate Rule change against us.  Where have you been the last 8 years?  The Democrats do not care about Senate Rules or the Constitution. Period!  Obama would issue an executive order and merely bypass Congress or the Constitution.  Ryan and McConnell would throw up their hands and say they don’t have the votes to overcome the Democrats. 

Enough is enough.  Trump’s agenda is OUR last chance to save this country from Progressive Rule and from the Big Donor, Big money interests that control this nation.   Obama put this country at the mercy of our sworn enemies and into the hands of the global progressive movement seats of power.

We need to stand and stand firm, NOW!

RD Pierini

@RDPierini

 

TrumpCare Challenge-Governance With the “Art of the Deal”

Democrat Obamacare Vs Republican TrumpCare

Obamacare was NEVER “sunshined” to the American Voter, or even Congress, before it was passed.  Just ask then House Speaker Nancy Pelosi who said we will have to pass it to see what is in it!

The TrumpCare replacement, ala Paul Ryan, was just made public and all hell broke loose.  AS IT SHOULD!  The good news, it has not even undergone House hearings or opened yet for amendments let alone scheduled for a vote in the House.  The Senate has yet to propose its own bill or reviewed the House bill with its Republican caucus. 

So far, what you are witnessing is Congress going through a normal legislative process where this TrumpCare bill will be sliced, diced, amended, changed dramatically or even scrapped altogether before the process is finished. 

That is a good thing.  That is what we sent our representatives to Congress to do!

Keep in mind, there are two parts to the ultimate TrumpCare legislation.  One, Repeal Obamacare.  Two, Replace Obamacare.  According to many of the conservatives, the current bill does not go far enough to completely repeal the current ACA/Obamacare law.  Further, these same conservatives do not feel that the current replacement bill is not a free-market, conservative principled replacement.  You are hearing the term Obamacare-Lite!

Why did Trump praise this bill even though the bill did not contain all that he wanted and campaigned to deliver?

The House, Ryan TrumpCare bill is a Start!  Trump see this bill as the START of the Negotiations, not the FINAL PRODUCT!

Now the fun part begins.  The “sausage making” will be on full display as it should be.  For those who are less than 25 years old, you have never really seen a real legislative process!  For those of us who have attained senior status, we may have forgotten what a real legislative process looks like!

Be that as it may, the public display and posturing by the various factions works to our advantage.  Call your Senator, call your representative, tweet President Trump directly and let you voice be heard.   This bill, in its current form, will not be passed nor signed by President Trump.  It is only the beginning. 

Be assured that President Trump, VP Pence, and HHS Secretary Price will be working to make sure all sides come together.  They would also include the Democrats but it is doubtful if they will join in the debate.  They seem to be fixated on the Russians, period. 

Maybe if Putin weighs in on the TrumpCare process, the Democrats and their lackeys in the main stream media ears would perk up.  Don’t hold your breath!  Just imagine the editorial meeting in the NYT trying to figure out how to tie this to Russian Hacking and Trump collusion with Putin!

RD Pierini

@RDPierini

Hat Tips

http://www.newsmax.com/Headline/conservatives-gop-obamacare-plan/2017/03/07/id/777477/

http://www.newsmax.com/Headline/conservatives-gop-obamacare-plan/2017/03/07/id/777477/

http://www.breitbart.com/big-government/2017/03/07/sean-spicer-inaccurately-claims-paul-ryans-health-care-bill-fully-repeals-obamacare/

 

 

Latinos Are Not Ignorant! RINOS and LEFT Beware! Hispanics Get Trump!

Latino-American’s Priorities: Jobs, Security, Stronger Education, & Opportunity for Their Family.

#LatinosForTrump

Trump-37% Positive Sentiment by Hispanics Vs 41% for Hillary

(Based on big data analysis over the last 30 days as of June 1st, Trump reports 37 percent of Hispanic positive sentiment versus 41 percent for Clinton.)

Latino-Americans are not some monolithic block of stone or a group of zombies who all are programmed to think the same way about important issues.  Latinos-Americans are no different from Italian-Americans, Irish-Americans, German-Americans, African-Americans, Asian-Americans or any other ethnic group who have immigrated to the United States in terms of their basic human desires and needs.  Latino-Americans have exhibited a high degree of personal ambition and drive to attain economic success for themselves and their families, much like their varied immigrant predecessors. 

Latino-American families share the same concerns as other Americans:

  1. Jobs:  Latino-Americans recognize the weaknesses of this economy and worry that their household incomes may be in jeopardy.  Further, they worry about whether their children will have the job opportunities that will allow them to live the American dream their families anticipated when arriving in the US. 

  2. Security:  Latino-Americans worry about the safety of their children’s day-to-day lives, their children safely walking to their school, the impact of drugs on their children and the threat of gangs, and the danger to their children from gun violence.  Internationally, Latino-Americans fear Islamic Terrorism and its potential for harm to their communities.  Latino-Americans have a high military participation rate and want a strong military to protect them and their communities.  They also want to make sure their veterans are well cared for.

  3. Schools:  Latino-Americans understand that their children’s futures are tied to the competence and effectiveness of our educational system, from kindergarten through college.  They worry about the cost of higher education when their children graduate high school.  They also understand that their children’s future is tied to their ability to communicate in the US society and that their command of the English language is paramount to a secure future.  This is no different from all of ethnic groups who immigrated to the US in the past. 

  4. Healthcare:  Affordable, accessible and proficient healthcare is very important to Latino-Americans, as it is with all other Americans. 

  5. Social Security and Medicare:  Latino-Americans want to ensure that these programs remain solvent and can provide needed support to aging Latino-Americans. 

  6. Border Security:  Latino-Americans view border security as necessary to secure the nation and provide for a legal transition of applicants to citizenship.  Latino-Americans have gone through the immigration process and understand the need for an orderly process.  They understand that unfettered, uncontrolled illegal immigration leads to an influx of cheaper labor that depress wages in the US.  They also recognize the absolute need to stop the inflow of drugs that ravage many of the Latino communities.

  7. Moral Security:  Latino-Americans culturally are morally conservative and want the freedom to raise their children according to their family’s moral values. 

 

Trump Support of the Latino-American Priorities

These seven priorities are actually the Donald Trump platform.  Assuming Trump can reach the Latino-American communities, and by-pass the Democrat Hispanic activists.  Trump’s theme of “America First” will drive home each of these 7 priorities and help Latino-Americans to achieve their “American Dream”.  Many Latino-Americans are entrepreneurs and Trump’s assault on business, EPA, and other Federal regulations, and, the lowering of income taxes will help these business grow and expand. 

Hillary Clinton will tout more welfare and other give-a-way social programs.  She will pander to the Latino community selling a “Poor-You” spin.  Latino-Americans want to be able to stand on their own and not be subjected to “Federal Nannyism” and control. 

If the Latino-American Community and Donald Trump Join Forces in November, the Nation will Enter a New Era of Prosperity and Unification.

It is Time to Dump the Divisiveness of the Left That Has Left the Latino-American Communities Lacking and Missing Out on Achieving Their Dreams.

RD Pierini

@RDPierini

Hat Tips

http://latino.foxnews.com/latino/opinion/2016/06/07/opinion-big-data-reports-latino-support-for-trump-on-rise-at-37/

 

SCOTUS – Replacement for Congress?

Stop Relying on the Supreme Court to Create Law!

congress

Gutless Wonders In Congress Shirk Their Duty to Legislate and Duck their Responsibility and the Possible Ire of their Constituents by Allowing 9 Unelected Judges to Create Law by Fiat!

 

It is the Job of Congress Alone

U.S. Constitution; Article 1, Section 1

All legislative (having the power to make laws:) Powers herein granted shall be vested in a Congress of the United States, which shall consist of a Senate and House of Representatives.

The Supreme Court has NO Constitutional Authority to “Legislate”, Period!

U.S. Constitution; Article 3, Section 1.

The judicial Power (1) of the United States, shall be vested in one supreme Court, and in such inferior Courts as the Congress may from time to time ordain and establish. The Judges, both of the supreme and inferior Courts, shall hold their Offices during good Behaviour, and shall, at stated Times, receive for their Services, a Compensation, which shall not be diminished during their Continuance in Office.

SCOTUS RESTRICTED ROLE:  The courts below the Supreme Court, inferior courts, are created and maintained solely by Congress.  In 1803, a famous case, Marbury v Madison, formed the basis for the exercise of judicial review in the United States (constitutionality) under Article III. This Supreme Court decision helped define the boundary between the constitutionally separate executive and judicial branches.  CONGRESS STILL HAS THE SOLE RESPONSIBILITY AND CONSTITUTIONAL ROLE TO LEGISLATE, CREATE NEW LAW OR MODIFY EXISTING LAW. 

The Supreme Court, or any inferior court, can only judge whether a Constitutionally created law, passed by Congress and signed by the President, is in conformance with or does not violate any Constitutional authorities granted to the Congress by the Constitution, amendments thereto, or governing law.  Any law found to be unconstitutional, at the discretion of the Congress, must be modified by the Congress alone and submitted to the President for approval.  The court cannot, and should not, but has, actually modified the original language of a law by interpreting the language in the law to suit the court.  This is not legal right of the court and has been labeled “Judicial Activism” (2). 

Congress Needs to Pass Real Legislation Dealing with:

  • Freedom of Religion Protection under the 1st Amendment Against Government Overreach on Healthcare.

  • Define Life as beginning at Conception.

  • Pass a real school choice law allowing parents to use vouchers to send their children to a school of their choice.

  • Clarification of LGBT rights Vs the Religious Liberty of individuals.

  • Get the Government out of our Rest Rooms, Showers and Changing rooms.

  • Revise Title 7 and 9 that control schools and universities receiving Federal Funds to get the government out of the day-to-day operations of these institution.

  • Individual Employee Rights Vs Unions Rights regarding dues and Union political activism.

  • Disallow Environmentalists’ “standing in court” to bring lawsuits on behalf of the environment.

  • Mandate that all laws passed by Congress cannot exempt Congress or its members from its provisions.

  • Mandate that all laws passed by Congress, and any resulting regulation, that require funds to be expended to implement the law, be fully paid for by the Federal Government.  (Eliminates unfunded mandates)

  • Create a national standard for Voter IDs to ensure that Federal Elections are properly controlled.

  • Clarify 2nd Amendment protections by creating national “carry permits”; eliminate State and Local taxes designed to restrict gun or ammunition ownership; create Federal restrictions on gun ownership for the mentally impaired.

  • Pass common sense political contribution reform and eliminate PACs and Super PACS.  All persons, including individuals, corporations, LLCs, Unions, tax exempt organizations, can only contribute $1,000 per candidate or initiative. 

  • Require that the President submit and the Congress pass an Annual Budget or the executive and legislative elected officials and staff do not get paid until it is passed.

  • Require that the annual budget be prepared and approved using zero based budgeting and eliminate automatic increases.

  • Require all regulations that have been created undergo a cost-benefit analysis, and then be reviewed by Congress before it is put into effect. 

  • Etcetera!  You get the point.

Otherwise, Our Nation and Our Culture will be Dictated by 9 Unelected People! 

The point being is that Congress needs to step up and do its job as the Founding Fathers intended.  Since Obama was elected, Congress has shirked its duties and stopped passing budgets, allowed SCOTUS to modify legislation that the Congress should have done through the legislative process, and have allowed the President to create legislation via executive fiat.  Congress has the power of the purse and impeachment to use against an out-of-control Executive Branch and they must step up and exercise their duties as prescribed by the Constitution or we all lose. 

We cannot be dictated to by a President, or 9 unelected individuals on the Supreme Court. 

We need to get back to the basics and start acting like a real country again!

Congress-SCotus

RD Pierini

@RDPierini

 

((1)Judicial Power is defined as Authority, both constitutional and legal, given to the courts and its judges (1) to preside over and render judgment on court-worthy cases; (2) to enforce or void statutes and laws when scope or constitutionality are questioned (3) to interpret statutes and laws when disputes arise.)

(2) Case in point was when SCOTUS ruled that the individual mandate to purchase a Obamacare policy was in fact a TAX which is lawful for the Congress to levy rather than an individual mandated payment which is a violation of the Congressional authority under the Constitution.  Chief Justice rewrote Obamacare regarding the mandates when he concluded that: “Part III-B that the individual mandate must be construed as imposing a tax on those who do not have health insurance, if such a construction is reasonable.”  It is not reasonable! This all the while the Obama Administration, who helped create the bill, maintained that the individual mandate was NOT A TAX, because it did not meet the Constitution’s definition of what taxes could be levied by the Congress.  Roberts must have “divined” that Obama had a mental lapse and didn’t mean what he said!

 

Hat Tips

http://usconstitution.cc/

http://thelawdictionary.org/judicial-power/

https://en.wikipedia.org/wiki/List_of_amendments_to_the_United_States_Constitution

https://en.wikipedia.org/wiki/Marbury_v._Madison

http://www.outsidethebeltway.com/scotus-upholds-obamacare-mandate-as-tax-even-though-its-not-a-tax/

 

Trump’s Plan to Save Social Security and Medicare Is Right, Ryan and the Establishment is Wrong!

DC Elitist Consider Breaking their Contract With You as Being “Conservative

Social Security and Medicare Is Paid For by Its Beneficiaries

This is Not Welfare or an Entitlement!

IT WAS A PROMISE MADE TO THE AMERICAN PEOPLE!

Now You Hear:

It is Conservative to SAVE Social Security and Medicare for the Elderly (By cutting it!)

It is Conservative to Cut Social Security and Medicare to pay down the debt (After they ran the debt up!)

It is Conservative to Change the Social Security Contract as the Social Security Trust Fund will Run Out of Money by 2033.  (After 2033, income will still cover 77% of scheduled payments.)

Blah, Blah, Blah!

2 Different Approaches-Establishment Versus Donald Trump

The “CONSERVATIVES” in the Republican Party want to “Deal with Entitlements” (read, CUT) in order to SAVE Social Security, Medicare and the Federal Budget!  They include Social Security and Medicare in their word, Entitlements

Donald Trump wants to Ramp up our Economic Growth and Create Lots of Jobs to Save Social Security and Medicare WITHOUT Changing our Contract!

*****************

Does the Trump Solution Work?

trump 1

Social Security and Medicare are paid for by Employees and Employers.  Each payroll dollar, up to $118,500 in 2016, is taxed 12.6% for Social Security and 2.9% for Medicare. 

So, the more people who are working, and the better paying the jobs, the more money that goes into both funds. This is the Trump Solution!!!

Today, Social Security reserves are $2,807 billion ($2.8 trillion) as of the end of March 2016.  The Social Security Fund will remain solvent until 2033, when revenues still cover 77% of the payments.  This is based on TODAY’S LOUSY ECONOMY! 

Coal Minors-West Virginia Example

Take the 140,000 coal minors in West Virginia who have lost their jobs in the past 8 years.  If the average salary of the coal minors is $50,000 per year, the gross payroll would be $7,000,000,000 ($7 Billion!).  This would add $868,000,000 ($868 Million) to the Social Security fund and $203,000,000 ($203 Million) to the Medicare fund!  And that is just one set of job gains in one State for one Group of abused US employees! 

Under Employed Workforce Example

We currently have 95,000,000 (95 Million) people who have given up looking for a job and are out of the work force.  IF Trump’s economy can re-employ 10% (9,500,000) of these citizens at an average annual salary of $50,000, this would equate to a total payroll of $475,000,000,000 ($475 Billion) and provide the Social Security Fund with $59,000,000,000 ($59 Billion) in additional revenue and Medicare with $13,800,000,000 ($13.8 Billion) in additional funding. 

Donald Trump “gets” finance and certainly the economic factors facing our nation.  He has had to traverse his businesses through multiple recessions and even the 2008 “Depression” and has done pretty well.  He understands the plight of senior citizens and their reliance on Social Security and Medicare, especially since many of the senior’s retirement nest eggs were decimated by the 2008 Depression.  Why not try to make these funds solvent by increasing the health of our economy!  Maybe if the economy heats up, the middle class may even see a real increase in their wages!

*****************

So, If a Better Economy can Create Solvency for Social Security and Medicare, Why Does Ryan and the Establishment Want to Cut Social Security and Medicare?

Pushing Granny Off of the Cliff!

Republicans, ala the DC Elitists, have historically disliked the structure of Social Security and Medicare.  But, historically, the Republicans have not made any real attempts at making these systems more economically viable though good and bad economies. 

Instead, they are now pushing a cuts and changes to the retirement age and other tweaks that do not solve the problems.  Further, if we keep our eye on the economic ball and job creation, the system is much more solvent than advertised. 

The Elitist also reduce payments to recipients by not giving or reducing COLA increases by manipulating the contents of the cost of living criteria. 

The retirement portion could be privatized to a large degree, eliminating the potential budget burden on the Federal Budget and yield higher returns for the beneficiaries. 

There are tons of things that could help these systems but the Republicans have never had the stomach for the fight.  Here are a couple of examples of other inequities in the Social Security/Medicare systems.

Poor Return on Investment:

It is illegal for the trustees of the Social Security Funds to invest the funds in anything but government securities.  But, the Federal Reserve can invest any amount it wants into any investment is accountable to no one.  The rate of return to a Social Security recipient is well below market earnings.  If someone who just retired and made close to the top of the social security wage cut off for a large portion of their life, they would be receiving over $10,000 per month, not $1,236 current Social Security benefit, based on Standard and Poor fund index appreciation over 40 years. 

Congress should change the investment requirements so the interest earned matches the growth in our economy.  The current system forces the Social Security participants to “subsidize” the Federal Government by providing it with an internal source of funds while not having to pay market interest.

Public Employees Are Exempt from Social Security:

Most public employees are not in or have to pay Social Security taxes,  So, while we have a system that is supposed to tax everyone, those privileged in government can opt out to a more lucrative alternative.  Remember, the US Federal Government is the largest employer in the US at over 4 million employees.  So, the largest segment of employees in the US do not contribute to Social Security!

Public Employees, including Congress and the Executive, should not be exempt from participating in Social Security.  Same goes for State employees.  This would provide an additional source of revenue and make the entire system more equitable.

Disability Payments Impact on the Social Security Fund:

Disability benefits were included in the original 1935 Social Security law.  But, since its enactment, Congress has fiddled with the benefit provisions and the disability roles have exploded along with the drain on the fund.

Congress must put back many of the cost controls and beneficiary controls over the disability portion of Social Security.  Since 2008, disability has become a replacement for long-term unemployment insurance and is depleting the funds that should be reserved for retirement and those needing disability assistance.

We need to allow Trump to put his cards on the table relative to “amping up” the economy!  If successful, the results will be HUGE for not only Social Security and Medicare but for our nation as a whole.  It will take a while to revamp trade agreements and restart the US domestic industrial complex, but you need to start sometime. 

No better time than now!

RD Pierini

@RDPierini

 

Hat Tips:

http://www.newsmax.com/Newsfront/Congress-PayrollTax/2011/12/05/id/420014/

Ryan Vs Trump-Career Politician Vs Businessman

Who Understands the Real World Better?

Trump Ryan borderRyan was the Primary Sponsor of Only 2 Pieces of Legislation in 17 Years!

One to Name a Post Office in His Home Town

Two, to put an Excise Tax on ARROWS

Trump built a $10 Billion International Real Estate Company

The DC, self-proclaimed conservative pundits hail Ryan as a principled conservative and rail against Trump as a non-conservative populist. 

They glow over Ryan’s budget prowess and his creds as a “policy wonk”, while they spew hatred for Trump’s uncouth dispatch of his 2016 rivals and scoff at his lack of intelligence in being able to articulate policy positions. 

The DC, Self-proclaimed Conservative Pundits are the Enablers that Allowed This Country to Sink Into Economic, Political and Moral Decline

They have Covered for our Feckless Republican Leadership and Excused the Progressive Agenda as an Unavoidable US Political Evolution

We The People Cannot Distinguish and Difference between Our Current Republican and Democrat Leadership

Ryan PelosiRyan and the Republican Insiders have stood by for the past 24 years and have allowed or helped the left to drive this country into near oblivion:

  • Created the depression of 2008 by setting up the prime loan perfect storm then nationalizing our banking system

  • Created an unthinkable level of national debt even when in total control of the Government

  • Created conditions that have driven our military unpreparedness to levels not seen since before WWII

  • Created a stagnated economy while spending over $4 Trillion per year 

  • Created an ineffective and systemic corruption of our educational system

  • Created a trade paradigm that has exported 40% + of our manufacturing jobs and industries, and allowed our healthcare system to be decimated and much, much more. 

  • Created a system of environmental, labor, other regulations that cripple and kill our own industries while putting our international competitors at a competitive advantage.

So, if Ryan and the Republican Insiders are “Pure Conservatives” with “Principled Positions”, what on earth are their positions?

  • Support for nationalized, centralized banking system?

  • Support for uncontrolled spending and debt accumulation?

  • Support for weakening our military so we are unable to defend our nation?

  • Support for driving our economy down, holding down our middle class incomes, driving more and more citizens into poverty and big government hand out programs?

  • Support for dumbing down our educational system while increasing our cost per student and enriching the Teacher’s Unions?

  • Support for promoting “unbalanced” “free trade” programs that serve to drive our industries overseas and drive our citizens into unemployment?

  • Support for Big Government regulations to drive industries out of the US and enhance the capabilities of our competitors.

I am not the problem, It is the Pigs in Government
I am not the problem, It is the Pigs in Government

It is obvious to We the People that Politicians are only focused on their own re-election and increasing the power of the federal government and thus their own personal power. 

It is time for us to go back to our Founding Father’s Principles, not Republican or Democrat, and have a President, and ultimately a Congress, made up of Business People and not professional politicians, like Ryan and others, who have never ran a business nor even had a job, other than being a lawyer, in the real world.  We need more people in government who have signed the front of paychecks rather than just the back of a government check!  We need a government who lives among We the People and understand what We the People are going through every day. 

Ryan and the Insider Professional Political class will never come up with solutions that really work.  They simply do not have the experience and they are motivated more to perpetuate their own kingdoms than take care of We the People.  Business men and women are confronted with issues and problems every day.  They have to act quickly and in a cost-effective manner or they perish. 

What is the Punishment for Inept or Corrupt Politicians? 

BIG FAT PENSIONS AND A GOLDEN PARACHUTE WITH LOBBYING ORGANIZATIONS AND DC POWER BROKERS.

 

Why Trump Does Not Need Ryan’s Endorsement

We the People, Republicans, Democrats, and Independents support Trump and his vision, and not those of the DC Establishment.  Votes Count, eventually.  We will get enough people in Congress who are from the real world, and care more about this country than themselves and who will follow Trump’s example.  The DC Establishment has decimated our Constitution and the enumeration of powers.  We need to get the power back to the States where it started and cut DC down to size. 

This is not the Hunger Games even though DC resembles “Panem” and Obama, President Snow and Congress His Puppets! 

Ryan does not control nor speak for We the People

Get over it!

RD Pierini

@RDPierini